The minimum balance required to open the account is $25,000. The minimum daily balance for this account is $1,000 to avoid a monthly minimum balance fee. The monthly minimum balance fee of $10 will be charged for that cycle if the balance drops below $1,000 any day during the statement cycle. Tiered interest rates; higher rates paid on higher balances. Interest is paid on $0.01 or greater. Six (6) withdrawals, transfers, or checks allowed per monthly statement cycle. No per-check or per-deposited item charges. Check images are returned monthly.