Cyber fraud: How to protect yourself and recent scams to watch out for

Cybercrime is a constant threat; one might think that the only forms of cybercrime that can be feared are hackers who steal financial information. There are threats that are more than just financial problems. Cybercrime continues to grow, new threats appear every year.

It’s good to know how to recognize cybercrime. This can be the first step to protect yourself and your information. It is also an important step to take some basic precautions and find out who to turn to when pursuing other criminal activities on the Internet.

How can you protect yourself?

1. Do not fall in love with pop-ups.

If you are asked for a username or password in an email or pop-up window, do not. Open your browser and go directly to the site. If you are still not sure, contact the company. A trusted company will never request access data by email.

2. Keep your password safe

Do not allow other people to access a password protected website without your presence. Then change the password. Even the kindest people can make you the victim of cyber-attacks when your computer becomes infected.

3. Your password
It is understandable that you want the password to be easy to remember, but it hurts your computer and perhaps your finances. The length of the password must have at least eight characters. It contains a combination of numbers, letters and symbols; No words that refer to you. Use a mass storage device instead. Use the first letter of each word and enter the date. “Ericka was born in 1998 in Chicago.” Your password can be “EwbiC1998 $” (add the symbol chosen at the end). Hacker reported that he entered the most secure website using weak user passwords.

4. Low technology
If you have a password table or other highly sensitive digital file, you should store it on an old computer that is not connected to the Internet. If you do not have an additional computer, encrypt the file using one of the many free tools to encrypt files.

5. Two places
Another layer of protection can be the storage of files in two locations. Copy the encrypted file to a DVD or flash disk and send it to a trusted family member or friend. If your computer is infected with a virus and you cannot use it temporarily, you still have access to these files.

6. Stay away from bad environments
We know that some activities involve a greater risk of being victims of a cyber-crime. When you visit piracy sites, browse adult content or visit websites that you know are cheating; you are more vulnerable to cyber-attacks than to trusted ones.

Recent scams to watch out for

1. Phishing
Receive emails from companies that you think are legitimate, such as: from a bank, university or retail you visit frequently. The message goes to a website, which is usually used to verify personal information, such as email addresses and passwords, which steals information and causes the computer to hit. The most common are phishing scams. In general, it is believed that attacks on target data that reached millions of victims began with phishing scams.

2. You have been approved in advance!
You will receive a letter or an email confirming that you have approved your credit card or bank loan. Those who suffer from financial burdens can be victims of this scam that promises immediate approval and attractive credit limits. Catch? You must pay the fee in advance and at the time of registration.

3. Fraud 419 (prepaid) scams
419 or “Nigerian Scam” is one of the most common online scams you can see in your inbox. According to the FBI, this fraud system, which bears the name of the Criminal Code article of Nigeria, which prohibits fraud, in 2013-2018 allocated 12.7 billion dollars for fake bags.

If you are worried that a bank or a credit card company exposes you to cyber-attacks, your actions make you a victim. Focus on what you can do to protect yourself and your computer. Regularly check your financial account to make sure no fraud occurs.

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